Blog

The 3rd quarter has come to an end with no shortage of things for us to talk about (lucky you). All kidding aside, there have been new developments in the markets, new legislation that will affect most investors and in September we celebrated the 10-year anniversary of some events we would probably all like to forget, the financial crisis.

Recently, I attended an investment conference and had an opportunity to listen and learn about updates and trends in the investment world. During a specific education session, we were told a story about statistics and bombers in World War II that I think draws some parallels to today’s investors.

In June, the Trustees of Social Security’s trust funds released their annual report (viewable at https://www.ssa.gov/OACT/TR/2018/tr2018.pdf). What many already know remains the same, the outlook for the future of the Social Security program as we know presents a challenge on the horizon.

First Quarter Market Brief Below - Full Market Update and Outlook Available to Clients 

Part of being a Financial Advisor who works with retirees is helping our clients determine how to potentially maximize their Social Security benefits.

When retired, cash flow matters. For many people life insurance premiums can be a large budget item, and over a 25-year retirement can be an enormous outlay. I work mainly for retirees and like to make sure these long-term trends are needed and working in their favor. Life insurance is definitely needed during many different points in life.