Retirement Preparation and Management Services
Our Retirement Preparation Services starts with a Retirement Checklist Consultation at our office. This free consultation puts our Retirement Checklist to good use. It covers 1) Social Security Claiming Maximization, 2) Retirement Design (what to budget), 3) Survivorship plans, and 4) Retirement Income Strategies, to name a few. There are approximately 12 different areas we cover on our checklist. We feel that if you’ve addressed all the topics on the checklist, then you are probably quite ready to retire, and stay retired.
Potentially the greatest value we can offer is our Retirement Investment Management services. There simply needs to be a change in how you manage your assets when you retire. I’ve said many times that “I don’t believe the investment strategies that got you to retirement, will get you through retirement.” There is major challenge in retirement: You need current income; but you also need long-term growth as retirements are not 10 or 15 years in length anymore. Retirement can last 20 and 25 years potentially. After a lot of research over my 20 years in the business and exploring what might be most suitable for clients, we have a strategy we employ that we believe balances the need for current income, while still maintaining a clear potential for long-term growth. While no strategy is full-proof and certainly provides no guarantees, we believe our strategy does a good job of balancing risks and reward over time. Our strategy takes into consideration market downturns, and plans for them as best we can. It takes into consideration that you are not 25 years old anymore and need some stability in your financial lives. We work to keep your investment expenses low and employ strategies that other firms research indicate might improve your chances for a successful retirement.
This all starts with our “Retirement Checklist Consultation” to see what your needs are – to see what you have already taken good care of, and what still needs attention.
Investments in securities do not offer a fix rate of return. Principal, yield and/or share price will fluctuate with changes in market conditions and, when sold or redeemed, you may receive more or less than originally invested. No system or financial planning strategy can guarantee future results.
